ISGN LSAMS
LSAMS services both mortgage and consumer loans including FHA, VA, Fannie Mae, Freddie Mac and Ginnie Mae conforming products, HELOCS, revolving lines of credit, automobile loans, credit card loans and time-share servicing, which increases the number of loans per full-time employee and reduces the servicing cost per loan.
The servicer has access to current customer data through a single servicing platform providing a clearer view, and better understanding of the customer. The LSAMS application is highly flexible and uses business logic to drive loan setup, billing, payment and delinquency management processes. The robust features and flexibility offered through the LSAMS platform are unmatched in the servicing software market.
LSAMS enables you to positively impact your bottom line by:
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Speeding service to customers' requests |
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Utilizing functionally rich capabilities that organize activities around customers, optimizing productivity and efficiency |
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Managing a higher volume of loans without adding headcount |
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Using LSAMS optional Customer Service Web Portal customers have 24/7 access to their account |
CCS Module
Your loan profitability is determined by your ability to efficiently manage accounts, collect timely loan payments and maintain a high level of customer service. MortgageHub’s LSAMS software system provides these capabilities and much more.
ISGN’s LSAMS software system is a comprehensive and highly
dynamic loan servicing system that offers processing features to manage new loan boarding, transaction processing and banking, investor accounting, collections and payoffs, as well as many other servicing related tasks. It allows lenders to consistently manage a higher volume of loans with existing staff.
The LSAMS solution offers the optional CCS (Consumer Credit System) module that provides a solution to service consumer and mortgage loans in a single environment.
The LSAMS CCS module provides you with a stable and reliable AS/400 in-house solution that gives you more flexibility and control over your data and processes than you would have with a hosted solution.
Increase data control
With the LSAMS CCS module, you’ll have a single, core database that eliminates data redundancy and mitigates loss, thereby minimizing the management strain on your IT department.
You’ll also reduce the number of required interfaces, have uniform data formats and eliminate data silos from past mergers and acquisitions.
An increase in data control means a greater ability to fully manage your consumer loan products. At your fingertips, you’ll have the ability to tailor product offerings to meet business and investor requirements, perform adhoc reporting and execute diverse campaigns to solicit new customers—ultimately increasing market share.
| The CCS module makes it easier for you to: |
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Access account information via the Customer Service Web Portal |
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Determine credit limits |
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Provide faster decisions |
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Control draw types: checks, credit and debit cards |
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Monitor dispute processing |
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Chose vendors for checks and credit cards |
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